ETS FINANCIAL AID/SCHOLARSHIPS


What kinds of student financial aid are available?

Because price is important to many students and parents, here is some basic financial aid information:

  • Grants do not need to be repaid. Some are awarded based on financial need; others recognize academic ability or performance in areas such as music, or athletics.
  • There are many scholarships sponsored by foundations, corporations, or other organizations.
  • Loans must be repaid, usually starting after graduation. Many education loans feature low interest rates and generous payback schedules.

Subsidized Loans
Subsidized loans are awarded to students based on financial need. 日韩中文字幕福利片 who receive a subsidized loan will not be charged interest before the repayment period begins. Instead, the federal government subsidizes (pays) the interest while the student is attending college at least half-time, during the grace period, and during periods of authorized deferment. In addition to these federal options, various private lenders and colleges themselves sponsor their own student loan programs.

Unsubsidized Loans
Unsubsidized loans are not awarded on financial need. 日韩中文字幕福利片 who receive an unsubsidized loan will be charged interest from the time the money is disbursed and continue to accrue interest until the loan is paid in full. The interest is also capitalized, which means the student will pay interest on the amount of interest that has already accrued.

Jobs on campus or during summer breaks provide income to offset expenses and can be important sources of experience.

A student sitting at a computer and holding his hand up in a peace sign

special programs

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Indiana offers two special programs for those seeking financial aid: 
  • provides substantial grants to students from low and moderate-income families.
  •  is an innovative state program that provides significant tax benefits to families who save for their children鈥檚 education.
  • Parents or Guardians will need to follow the instructions in the Auto-enrollment letter they were sent by ScholarTrack -OR- create a Parent Account in ScholarTrack to search for your student.  If your student is not found, contact your student's School Counselor, their ETS Outreach Advisor, or CALL  21st Century Scholars at 1-888-528-4719 BEFORE JUNE 30th of their 8TH GRADE YEAR. Applications must be received by that date to be considered for 21st Century Scholars.
Four students standing together in a classroom

have questions about the financial aid?

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Here are some questions and web links to help you.

  • What is the  and how do I ?
  • What is a and how do I one?
  • What happens  after filling out the FAFSA?

Scholarship Opportunities

New scholarships coming soon